So I said, "after this wave, it's natural that capital allocation will not die." This sentence is not angry. The current allocation is much more crazy than in 2015, and the crazy allocation will expose more and bigger problems, which will lead to the management determined to eliminate this hidden danger. Capital allocation is self inflicted crime. In order to compete for customers, each capital allocation company does everything in its power, and its demise is due to madness. Last year's P2P is the same. The East India Company, tulip, digital currency and so on in history are the same. This is the reason of heaven. It has nothing to do with what kind of product it is.